Find the At-Fault Carrier's Insurance
Informational only, not legal advice. If anyone was injured, consider talking to an attorney before giving statements to an insurer.
Step 1: Get the truck's USDOT or MC number
- Painted on the cab door / side of the power unit (required marking).
- On the police / crash report.
- On the bill of lading or shipping papers, if the driver provides them.
- Also photograph the plate, company name, trailer number, and driver's license.
Step 2: Look up the carrier on FMCSA SAFER
Opens the official SAFER Company Snapshot in a new tab. Note the legal name, MC number, address, and operating status.
Step 3: Find the insurer on FMCSA Licensing & Insurance (L&I)
- Open FMCSA L&I and search by USDOT or MC/docket number.
- Open the carrier's insurance details (active/pending insurance and insurance history).
- Write down the insurance company name, policy number, coverage amount, and effective / cancellation dates.
Note: FMCSA is moving registration to a new system (Motus). Lookup pages and steps may change; if a link moves, start at FMCSA Registration. Filings can take a few business days to appear in L&I.
Step 4: File the claim with the carrier's insurer
- Search for the insurer's official website and find its "Report a claim" / claims contact page. Use only contact info from the insurer's own site or your police report — avoid third-party "claims hotline" ads.
- Report by phone, email, or online form, and ask for a claim number and the adjuster's name.
- Follow up in writing using the claim notice letter below. Keep copies of everything.
Have this ready
- Date, time, and exact location
- Police report number and agency
- Carrier name, USDOT / MC number
- Insurer name and policy number (from L&I)
- Driver name, truck/trailer numbers, plates
- Photos, video, witness contacts
- Repair estimates, towing/storage, rental and downtime costs
Need help organizing your claim file? book a Claim Review or get the Accident Claim Tracker.