Cartoon truck at a loading dock with a clipboard and camera

Breaker, Breaker: Dock Damage Claims

Dock nicked your rig? Don't just grumble on Channel 19. Get it in writing, good buddy. 10-4?

For when a shipper, receiver/facility, or broker's operation damages your truck or trailer during loading or unloading.

1. Document it at the dock

  • Photos: wide shot, close-ups, the door/dock number, and a timestamp
  • Write the damage on the BOL/POD before you sign
  • Keep the lumper receipt
  • Get a signed incident note from the facility (name, title, time)

2. Send written notice

  • To the facility's claims or risk department
  • To the broker (if one arranged the load)
  • Include photos, the BOL/POD, the repair estimate, and the load number
Claim notice letter sample →

3. Find the broker's info

  • Look up the MC/USDOT on SAFER and FMCSA L&I for contact and insurance on file
  • Ask if the broker carries a contingent policy, which may respond when other coverage doesn't
Insurance lookup →

4. Where to report

Samples only, not legal advice. This information and these templates are general samples. TruckWise Safety & Claims is not a law firm and is not liable for how they're used or for any errors. Check with your insurer or an attorney about your situation.